Digital Collections · 2018 — 2021
TIM Negocia
Active debt negotiation at massive scale
- Role
- Full Stack Engineer
- Year
- 2018 — 2021
- Stack
- Node.jsReactTypeScriptPHPMySQLSOAPREST

Overview
Debt negotiation platform for TIM debt regularization, driven by SMS campaigns and built to handle peaks with millions of concurrent users.
- Handled peaks of 5 to 10 million concurrent users during campaign-heavy periods
- Built SMS and email queue workflows including payment-line notifications
- Enabled instant PDF boleto generation through external services with client-specific layouts
Architecture
Full-stack architecture with React frontend, Node.js/PHP backend, transactional communication queues, and hybrid SOAP/REST integrations for high-scale collections.
Challenges and solutions
Integration with multiple legacy ecosystems
We implemented SOAP and REST integrations across clients to retrieve customer data and active debts in real time.
End-to-end collections and retention journey
Beyond negotiation, we supported payment promises, churn actions, and boleto delivery via email, SMS, or instant download.
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